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As we near our retirement years, we hope that the mundane grind of life comes to a halt. However, the need for financial planning does not escape us. Monthly bills and expenses continue. Buying an Annuity Plan, post retirement, can be a smart way to ensure that your regular income stream continues and helps you stay on top of your expenses.

Types of Annuities

Single-Life Annuity -A single life annuity offers guaranteed income for the life of one person, regardless of what’s going on with markets or interest rates.

Joint Life Annuity -A joint life annuity offers guaranteed income for the lives of two people. When the first person passes away, payments continue for the life of the surviving person.

Term Centre Annuity - A term certain annuity offers guaranteed income for a set period of time, or until you reach a certain age.

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