If illness or injury prevents you from doing your job, you can help make sure your income continues uninterrupted. Whether you are working full-time, part-time, or not at all, Disability Insurance can help you cover your expenses, replace your income, protect your retirment saving or pay out-of-pocket hospital costs
Due to unfortunate circumstance, the policyholder may be incapacitated due to an accident or the diagnosis of any illness. This would impact the income earning capability of the policyholder. It can give you a tax-free monthly payment to help replace your income and cover your expenses if an illness or injury keeps you from working. These kind of payment stops when you return to work.